Beti Bachao Beti Padhao: Girl Student Education Schemes

What is Sukanya Samriddhi Yojana?

A government-backed savings scheme for girl children that offers high interest, tax savings under Section 80C, and tax-free maturity returns.

What is the maximum age to open a Sukanya Samriddhi account?

The account can be opened in the name of a girl child anytime from her birth until she reaches the age of 10 years.

How much is the minimum deposit in Sukanya Samriddhi Yojana?

The minimum deposit is ₹250 per financial year, and the maximum deposit allowed is ₹1.5 Lakhs per year.

Can I withdraw Sukanya Samriddhi money for education?

Yes, partial withdrawal of up to 50% of the balance is allowed for the girl's higher education once she turns 18 or passes Class 10.

What is CBSE Udaan Scheme?

A program that provides free online classes and mentoring to girl students in Classes 11 and 12 to help them crack IIT-JEE entrance tests.

What is the maturity period of a Sukanya Samriddhi account?

The account matures 21 years from the date of opening, or when the girl gets married after reaching the age of 18.

Can a family open Sukanya accounts for three daughters?

Generally no, accounts can be opened for a maximum of two girls. A third account is allowed only in the case of twins or triplets births.

How does Beti Bachao Beti Padhao prevent female dropouts?

By funding toilets for girls in schools, distributing free bicycles, and campaigning against gender bias in local communities.

Are Sukanya Samriddhi deposits tax-deductible?

Yes, deposits qualify for tax deductions under Section 80C up to ₹1.5 Lakhs per year, and the interest earned is fully tax-free.

Where can I open a Sukanya Samriddhi account?

At any post office branch or authorized public/private commercial banks like SBI, ICICI, or HDFC.

Beti Bachao Beti Padhao: Impact and Educational Schemes