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IBPS RRB XV 2026: Original Mock Test Questions with Explanations

By Ratan Updated: 17 Oct 2026
Representative practice questions for IBPS RRB XV 2026: step-by-step solutions for speed math approximations, quadratic comparisons, circular seating puzzles, and rural banking GA.

Overview

Representative Practice Questions for IBPS RRB XV 2026

Working through authentic practice questions with step-by-step mathematical reasoning and puzzle deductions develops the speed and accuracy needed for the 45-minute IBPS RRB Prelims examination.

1. Quantitative Aptitude Worked Problems

Question 1 (Approximation): What approximate value should come in place of the question mark ($?$)?
(24.99% of 399.98) + (14.98% of 179.95) - 12.04 = ?

Step-by-Step Solution:

  • Round to nearest integers:
    • $24.99% approx 25% = rac{1}{4}$ of $400 = 100$.
    • $14.98% approx 15% = rac{15}{100} imes 180 = 1.5 imes 18 = 27$.
    • $12.04 approx 12$.
  • Evaluate: $100 + 27 - 12 = 127 - 12 = 115$.

Answer: 115.

Question 2 (Quadratic Equation Comparison): Determine the relationship between $x$ and $y$:
I. $x^2 - 11x + 30 = 0$
II. $y^2 - 13y + 42 = 0$

Step-by-Step Solution:

  • Equation I: Factors of $+30$ that add up to $-11$ are $-5$ and $-6$.
    $implies (x - 5)(x - 6) = 0 implies mathbf{x = +5, +6}$.
  • Equation II: Factors of $+42$ that add up to $-13$ are $-6$ and $-7$.
    $implies (y - 6)(y - 7) = 0 implies mathbf{y = +6, +7}$.
  • Comparing values:
    • When $x = 5$: $5 < 6$ and $5 < 7$ ($x < y$).
    • When $x = 6$: $6 = 6$ ($x = y$) and $6 < 7$ ($x < y$).
  • In all cases, $x$ is less than or equal to $y$.

Answer: $x le y$.

2. Reasoning Ability Worked Problem

Question 3 (Coded Inequality):
Statements: $P ge Q > R = S ge T < U$
Conclusions:
I. $P > S$
II. $Q ge T$
Which conclusion(s) is/are logically true?

Explanation:

  • Conclusion I ($P > S$): From the chain $P ge Q > R = S$, the presence of the strict inequality ($>$) between $Q$ and $R$ guarantees that $P > S$ is unconditionally TRUE.
  • Conclusion II ($Q ge T$): From the chain $Q > R = S ge T$, we have $Q > T$ (strict inequality), NOT $Q ge T$. Therefore, Conclusion II is FALSE.

Answer: Only Conclusion I is true.

3. General Awareness Worked Problem

Question 4 (Rural Banking): What is the statutory Priority Sector Lending (PSL) target mandated by the Reserve Bank of India for Regional Rural Banks (RRBs)?
(A) 40% of ANBC
(B) 50% of ANBC
(C) 75% of ANBC
(D) 60% of ANBC

Explanation: Under RBI guidelines, Regional Rural Banks have a statutory Priority Sector Lending target of 75% of their Adjusted Net Bank Credit (ANBC) or Credit Equivalent of Off-Balance Sheet Exposure (CEOBE), whichever is higher, reflecting their core mission of rural credit delivery.

Answer: (C) 75% of ANBC.


Frequently Asked Questions

In a quadratic equation $ax^2 + bx + c = 0$: 1. If both equations have a positive constant term ($c > 0$), compare the roots normally. 2. If the constant term ($c$) in BOTH equations is negative (e.g., $ax^2 + bx - c_1 = 0$ and $py^2 + qy - c_2 = 0$), the roots will have opposing signs (+ and -), meaning no definite relationship ($X = Y$ or Cannot be established) can exist without calculating roots.
Round decimal figures to the nearest convenient integer (e.g., $49.98%$ becomes $50%$; $12.01^2$ becomes $144$). Look for percentage-fraction equivalents (e.g., $14.28% = 1/7$, $16.66% = 1/6$) to cancel factors quickly.
Unlike commercial banks (which have a 40% PSL target), Regional Rural Banks (RRBs) are mandated to allocate 75% of their total Adjusted Net Bank Credit (ANBC) to Priority Sectors, with a primary focus on agriculture, small and marginal farmers, and micro-enterprises.
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