Launched in 2015 as a joint initiative of the Ministry of Women and Child Development, Ministry of Health and Family Welfare, and Ministry of Education, Beti Bachao Beti Padhao (BBBP) addresses declining Child Sex Ratios (CSR) and promotes the holistic empowerment of girls across India. By converging strict enforcement of medical diagnostic laws with community awareness and targeted financial incentives, the scheme promotes female education, healthcare access, and gender equality.
A central financial vehicle complementing BBBP is the Sukanya Samriddhi Account, a dedicated small-savings scheme operated through public post offices and commercial banks:
| Key Feature | Operational Guidelines |
|---|---|
| Eligibility | Account opened by parents/guardians for a girl child from birth up to age 10. Maximum 2 accounts per family (with exceptions for twins/triplets). |
| Deposit Limits | Minimum deposit of ₹250 per financial year; maximum permissible deposit of ₹1,50,000 per financial year. |
| Tax Status | Triple-Exempt (EEE) status: deposits qualify for 80C deductions, annual interest earned is tax-free, and maturity amount is 100% tax-free. |
| Maturity & Partial Withdrawal | Matures 21 years from account opening. Up to 50% withdrawal allowed after the girl reaches age 18 to fund higher education. |
According to National Family Health Survey (NFHS) data, districts prioritized under BBBP have demonstrated steady improvements in Sex Ratio at Birth (SRB) and marked increases in gross enrollment ratios for girls at the secondary and higher secondary levels, providing a foundation for economic independence and societal parity.